Current Rates

Rates are effective as of  October 18, 2011 and are subject to change without notice.   Early withdrawal penalties and fees may reduce earnings.


Certificate of Deposit Rates

Term Minimum to Open Interest Rate (Compounded Monthly) Annual
Percentage Yield (APY)*
91 days $2,500 0.20% 0.20%
6 months $1,000 0.30% 0.30%
1 year $1,000 0.55% 0.55%
18 months $1,000 0.65% 0.65%
2 years $1,000 0.80% 0.80%
3 years $1,000 1.00% 1.00%
4 years $1,000 1.14% 1.15%
5 years (Regular or IRA) $1,000 1.49% 1.50%
*APY refers to Annual Percentage Yield based on simple interest.

Checking and Savings Account Rates

Description Minimum to Open Interest Rate Annual
Percentage Yield (APY)*
Regular Checking with Interest $1,000 0.10% 0.10%
Savings Account $250 0.15% 0.15%
Business Savings $250 0.15% 0.15%
Kid’s Club Savings $50 0.15% 0.15%
*APY refers to Annual Percentage Yield based on simple interest.

Money Market Account Rates

Balance Tier Minimum to Open Interest Rate Annual
Percentage Yield (APY)*
$5,000 – $24,999 $5,000 0.25% 0.25%
$25,000 – $99,999 $5,000 0.35% 0.35%
$100,000- $249,999 $5,000 0.45% 0.45%
$250,000-$999,999 $5,000 0.50% 0.50%
 $1,000,000 + $5,000 0.60%  0.60% 
*APY refers to Annual Percentage Yield based on simple interest.

Mortgage Rates

Please contact our Consumer Loan Department at (847) 427-7800 for current products and rates.