Consumer Alerts Diamond Bank Phishing Notice Phishing is a form of internet fraud where someone obtains and uses an individual’s personal or financial information. The most current methods of phishing include counterfeit websites, fake emails, pop-up windows, or any combination of these. Please be aware that our only legitimate website address is www.dbdiamond.com. Recently, Diamond Bank has identified counterfeit addresses at www.diamondbankworldwide.com and www.diamondbankdb.com. If you have entered any personal information on these counterfeit sites, please call Diamond Bank immediately at (847) 427-7800 and ask for Walter Rybak or email Walter at wrybak@dbdiamond.com. Diamond Bank will never send emails requiring customers to provide their confidential information through an email, website link, or pop-up window. Therefore, never provide your personal information in response to an unsolicited request over the internet. Any unsolicited request for account information through an email, website link, or pop-up window should be considered fraudulent and reported to Diamond Bank. Common elements in fraudulent websites and emails: The email appears to be from a legitimate source. You should not rely on the “From” field for identification since the name or address can be easily altered. The website or email asks for personal information: account numbers, social security numbers, sign-in IDs, passwords, date of birth, etc. Fake emails may describe an urgent reason to verify or re-submit your financial information. The email may provide a link to a counterfeit or real website. Fake emails may lead you to counterfeit websites designed to look legitimate and may also include the real website. The email or website may contain fraudulent phone numbers. Never call a number on an email or website that you suspect is fraudulent because they are often tied directly to the fraud perpetrator. Protecting yourself from online fraud: Never provide personal or account information over the internet if you did not initiate the contact. Delete suspicious emails without opening them and never click on their attachments or links. If you believe the correspondence may be legitimate, contact Diamond Bank yourself by typing in the site address directly or calling the bank. If you have entered personal information or suspect any correspondence to be fraudulent, please call Diamond Bank immediately. Report suspicious emails and websites to the Federal Trade Commission at www.consumer.gov/idtheft. Install and update virus protection software regularly. Temporary Liquidity Guarantee Program Diamond Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. If a NOW account earns more that 0.50% APY, it will not qualify under this program. Also, sweep arrangements resulting in funds being transferred or reclassified to an account that is not guaranteed under the Transaction Account Guarantee Program will void the FDIC's guarantee that provides unlimited insurance for transaction accounts.